How To Get a Free Credit Report

Why pay for your credit report when you can get it free? Actually, you can get one credit report from each of the three major credit bureaus (Equifax, Experian and TransUnion) once a year, for free! If you space it out, one every four months, you can keep track of your annual credit performance in an orderly fashion. To receive your credit report, go to annualcreditreport.com and follow the directions. While you might think it's not worth it to keep tabs on your credit file, you could quickly find out if you've been a victim of identity theft by occasionally viewing your file.